Prof. Dr. Frank Stenner has more than 40 years of experience in the financial services sector. Following a long career in leadership positions at the BMW Group—including as Chairman of the Management Board of BMW Bank and Group Treasurer—he is now an honorary professor, author, and consultant specializing in financial services, risk management, and automotive finance. Through his academic work and numerous professional publications, he combines in-depth practical experience with the latest developments in the financial industry. His contributions shed light on regulatory requirements, market trends, and innovative business models in the financial services sector.