Our product, the Credit Management System (CMS), consisting of modules (Composed Services) in state-of-the-art and modular Future IT Architecture, which are combined to form solutions, has been in practical use for over two decades and, thanks to a large number of modules and seamless integration options, proves how financing processes can be set up and further developed.
Our fully web-based application can be adapted to any customer requirements and follows the principle of complete modularity and combinability. This is also applied to IT environments that do not originate from NAVAX Software. The integration of best-in-class components is just as natural as the modular provision of the following specific services, which can be seamlessly integrated into customer systems with or without a reference interface.
IT projects are subject to difficult requirements: It is important to use the existing system landscape and still remain future-proof. The CMS modules are designed with this in mind and follow the philosophy of Future IT Architecture. Our solutions therefore fit seamlessly into existing IT landscapes. Companies can therefore successively renew old processes and replace legacy systems without having to accept the risks and costs of IT monoliths.
Whether you are looking for a holistic solution for the retail, wholesale or factoring business areas or just a specific service for a specific pain point in your company, you have come to the right place. With our unique repository of Composed Services and our Credit Management System (CMS) based on a Future IT Architecture, you will find the right solution for every problem in terms of modernization, automation or digitalization, which can also be configured to meet your needs.
You also benefit from the fact that these are constantly evolving, allowing you to keep your finger on the pulse.
All solutions developed on the basis of CMS offer the benefits of modern SaaS technology and take into account both functional and technology-driven requirements:
Digitalization has led to more and more companies offering financial services that do not come from the traditional banking sector. In addition to well-known market players such as leasing and factoring companies, FinTechs, Big Techs and product providers (e.g. manufacturers) have also fought for their place in the financial services market. This dynamic means that financial services ecosystems are becoming ever larger and more complex. CMS addresses this development and maps the various interactions within the ecosystem. This makes it suitable for all companies that want to offer financial services.
Each CMS Composed Service has defined input and output interfaces with which the service can be addressed externally. This also enables the interface-free integration of CMS functionalities. In addition, an extensive API repository is available via the CMS. This makes connecting external, marketable systems child's play. All this is orchestrated via a modern process engine and an enterprise service bus.
