Dr. Lars Rüsberg

Sales Manager

Dr. Lars Ruesberg has decades of experience in the financial services industry and spent over 20 years in senior leadership roles as COO and CIO of a private bank. Today, he advises companies as an expert in digital transformation, business development, and innovation, with a focus on banking, leasing, factoring, and automotive finance. His particular strength lies in his ability to integrate technological developments, regulatory requirements, and economic contexts in a practical way. In his expert articles, he demonstrates how financial service providers can future-proof their business models through modern software, automation, and digital processes.

More from Dr. Lars Rüsberg

• From onboarding to submission to payment - how digitalization accelerates factoring

  Factoring is not just a financing instrument, but a strategic growth area for financial service providers. However, many processes are still manual, paper-based and fragmented. If you want to remain competitive, you need to rely on end-to-end digital, transparent and efficient processes.
• Best practices for the selection of modern software for leasing companies

  Today, the choice of modern leasing software plays a decisive role in determining the efficiency, speed and competitiveness of leasing companies. The article shows why outdated legacy systems are increasingly reaching their limits. Find out which best practices leading companies use to select future-proof systems and use innovation and automation profitably.
• On trend: stick to standard instead of individualization

  The trend is moving back to the standard - if it can be flexibly adapted. Financial service providers are increasingly relying on modern standard software that enables individual customization without the complexity and cost of tailor-made solutions. Find out why this change is a win-win situation for companies and IT providers in our new blog article.
• The path to modern software: How to master the challenges and benefit sustainably

  Modernizing your IT systems is a crucial step in remaining competitive and meeting the challenges of digitalization. But where do you start and how do you ensure that the process runs smoothly? Read a solution-oriented guide here.
• AI in factoring - the contribution of artificial intelligence now and in the near future

  In this article, you will learn how AI is revolutionizing factoring. From automating risk management to increasing efficiency in accounts receivable management - AI is changing processes for the long term. Read here to find out more about the potential and practical applications of AI in factoring.
• Equipment on demand: the success story of "Equipment as a Service" (EaaS)

  How EaaS is now also revolutionizing equipment financing.
• MaRisk & BAIT - supervisory regulation or an expression of responsible action

  Professional providers who see themselves as business innovation & transformation partners act as partnership enablers for their customers, are certified and work according to common standards to ensure their own compliance and that of their customers.
• "For us, factoring is just an add-on to our main product."

  JITpay Financial GmbH digitizes the billing processes in logistics: a central billing system is combined with a proprietary supply chain finance product that enables immediate payment of service providers.
• Studies confirm: Digital maturity determines the crisis resilience of financial service providers

  If we stay in the financial services provider market and shift our perspective from banks to insurance companies, we also find strong evidence that the link between digitalization and crisis resilience is valid.
• Structured lead management in factoring - targeted processing of new customer inquiries

  Factoring is a consulting-intensive financial service due to its long-term nature and complex contract structure. An essential component is the processing of new customer inquiries through structured lead management. Do you have a CRM system for efficient processing of inquiries? How long does it take you to qualify inquiries?
• Liquidity - an important survival criterion! Have you thought about factoring?

  Especially in times of crisis, many companies turn to factoring as a financing alternative for the first time. This results in long-term and healthy business relationships. Many people have the impression that factoring is only a viable financing model in times of economic uncertainty. This is not true.
• Real estate financiers at a crossroads: platform vs. digital application route

  IT solutions that open up the increasingly popular channel of digital real estate financing within an attractive time and cost framework.
• Real estate financing defies the ongoing corona crisis - driven by two giants

  The German market is dominated by a duopoly of two giants: Interhyp and Hypoport.
• PSD2: Assessment at the turn of the year 2019/2020

  An important step has been taken with regard to the security of online transactions.
• Master data management facilitates regulatory compliance

  By using a shared database, companies can benefit from convenient administration functions and much more.
• Online contract conclusion in B2B - how can it work?

  Daily business is faster and less error-prone as there are fewer manual steps.