WirtschaftsWoche also spoke to our CEO Philipp Oberleitner for its latest article on the subject of real estate and consumer loans.
Credit platforms such as Interhyp, Dr. Klein or Smava are taking on more and more of the tasks of banks: they offer financing calculators that can be used to calculate various scenarios, even discuss financing requirements with their customers and check their creditworthiness. A large number of banks then apply for the "ready-to-go application". The customer can choose which bank they would like to conclude the financing contract with.
Banks are thus degraded to mere processing factories. "The banks' digitalization fatigue has driven customers into the hands of intermediaries," says Philipp Oberleitner, Member of the Board of afb Application Services AG.
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