Investment financing is a cornerstone of competitiveness for manufacturers in many industries. The business is traditionally driven by independent financial service providers (e.g. leasing companies). Increasingly, manufacturers themselves are acting as initiators of financial services and establishing their own financial services units ("captives") for this purpose. Their aim is to integrate modern, customer-centric financial services into their own value chain (embedded finance) in order to serve the megatrend of "using instead of buying".
This whitepaper explains how manufacturers, captives and independent financial service providers can each benefit in their own way from the IT solution Equipment Finance.