Online Legitimation & Digital Signature

Legally binding signatures and legitimization procedures according to the latest state of the art

In the past, digital processes ended at the latest where the legal requirement for written form stipulated printed and signed documents and postal dispatch. The European Regulation on Trust Services (eIDAS) and the repeal of the Digital Signature Act and the Digital Signature Ordinance have made it possible for some time now to fully digitize processes using an electronic signature. The qualified electronic signature serves as proof that an electronic document was issued by a legal or natural person and also proves the origin and integrity of the document.

The Online Legitimation & Digital Signature solution is used whenever documents need to be made legally secure by means of an electronic signature. It relieves the burden on those involved by reducing the number of paper documents and consequently simplifying processing. Upstream processes required for this, such as the unambiguous identification of the customer by means of a legitimation check, are also covered by a wide range of supported processes.

Key features of Online Legitimation & Digital Signature

Legal compliance meets seamless integration options

Support of market standards
The solution is constantly being expanded so that the signature processes commonly used on the market are continuously covered and the signature user can choose the service that suits them best.
Integrated workflow management
Our product accompanies the customer throughout the entire signature process - from any upstream legitimation to the (qualified) electronic signature.
Document verification
Before signing, the customer can view the document to be signed. Optionally, opt-ins can be used to confirm that further documents have been acknowledged and that the document to be signed has been read.
Support for common document types
The service is not limited to the signing of special documents, but can handle all common document formats such as .pdf, .doc, .xml, .txt.
Access to a wide range of legitimation procedures
With our solution, you are not limited to the selection of one procedure, but can choose freely between Video-Ident, Bank-Ident or Auto-Ident. This allows you to reach all customers and achieve a high conversion rate.
Legally compliant
All of the solutions we offer provide a high level of legal compliance in accordance with the strict regulatory requirements in the European Union and beyond.
Archiving in external systems
If desired, the solution can also synchronize or archive with existing ECM/DMS solutions. Various standard APIs to standard systems are available for this purpose.
Seamless integration
Our solution can be seamlessly integrated into existing online offerings thanks to a freely customizable web interface and can also be adapted to corporate design specifications. In addition, there is a simple connection to any document issuing system via a standardized interface.

Benefits

More efficiency

The use of electronic signatures eliminates the need to send the document by post, as all contractual partners can access the electronically signed document online. This leads to more efficient processing of documents and applications.

More satisfied customers

Contract documents can be checked, signed electronically and managed in a central, secure portal regardless of opening hours and without time pressure.

Lower costs

The legally binding online handling of business processes takes place without media disruptions and thus saves transaction costs.

Maximum legal certainty

The qualified electronic signature proves the origin and integrity of a document, is legally valid and admissible as evidence in legal proceedings.

Case Study

Maximum flexibility for Honda Bank

End customers want quick credit decisions. With the Intelligent Decision Automation solution, Honda Bank has implemented a flexible framework for processing all risk-based decisions in order to be able to react faster and more effectively to changing customer and regulatory requirements in the future.

Find out how Honda Bank benefits from the solution in this case study.

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Case Study

TARGOBANK Autobank creates process efficiency with TABEA 2.0

Since its market launch in 2015, TARGOBANK Autobank has quickly established itself as a highly competitive automotive bank in a highly competitive market. Since then, it has used the CMS Credit Management System to manage sales and Wholesale finance processes in a fully integrated, web-based and modular system - end-to-end. Changing customer behavior and increasing demands on user experience also mean that systems in use in Purchasing and Retail Finance have to be constantly adapted. A modernization of the solution was also on the agenda at TARGOBANK Autobank.

Read the case study.

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Case Study

New savings bank solution for modern Retail Finance

As regional market leaders, savings banks must constantly defend their share of the consumer credit business. For Ostsächsische Sparkasse Dresden 's business, it was important to be able to respond more quickly to requests and process them smoothly - with seamless processes for all parties involved and many years of experience in integrating OSPlus into the existing IT landscape. Together with NAVAX, it has created a new type of solution for Retail Finance at the point of sale, which gives it a clear market advantage locally and generates attractive revenues. The application is also available to other savings banks as an out-of-the-box solution.

Read this informative field report.

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Whitepaper

Equipment Finance: investment financing at the next level with a state-of-the-art end-to-end IT solution

Investment financing is a cornerstone of competitiveness for manufacturers in many industries. With Equipment Finance from NAVAX, you can fully digitize all financing processes - for goods of any kind. The solution paves the way to Retail Finance - as an end-to-end solution that can be integrated into your existing IT landscape or via modular business services, depending on your needs.

Read this white paper to find out how you can benefit from this.

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Solution Paper

Expert know-how for future-proof solutions

Together with experienced consultants from NAVAX, you can ensure that your strategies and processes are geared towards future challenges. We not only deliver position papers, but also support you in the identification, direction finding and concretization of the fields of action as well as their implementation.

You can find more information on the process, methods and benefits of our consulting services in this solution paper.

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